Capital One Certificate of Deposit Rates Increased - August 29, 2025
Capital One has increased their certificate of deposit rates, offering new opportunities for investors seeking competitive returns in US Dollar deposits.
Rate Change Details
Previous Best Rate: 4.0% for 12 months
Current Best Rate: 4.2% for 12 Months
Managing Your Fixed Income Investments
If you're considering opening a new certificate of deposit with Capital One, our Fixed Income Monitor app can help you track and manage all your investments in one central location.
Key Benefits:
- View all your fixed deposits across multiple banks in a single dashboard
- Receive timely alerts about upcoming deposit maturities so you never miss a renewal opportunity
- Get notified when any of your banks change their deposit rates, helping you make informed reinvestment decisions
- Track both US Dollar and other currency deposits seamlessly
Getting Started:
1. Visit Fixed Income Monitor to create your account
2. Add your existing deposits from Capital One and other banks
3. Set up notification preferences for maturity alerts and rate changes
4. Monitor your complete fixed income portfolio from anywhere
Whether you're opening your first deposit with Capital One or adding to an existing portfolio, keeping track of all your investments in one place ensures you can optimize your returns and never miss important dates.
Investment Opportunity
Capital One continues to offer competitive certificate of deposit rates for investors looking to diversify their portfolio with secure, fixed-income investments.
This rate increase makes Capital One an attractive option for investors seeking predictable returns.
About Certificate of Deposits
Certificate of Deposits are time deposits offered by banks that pay a fixed interest rate for a specified term. They are considered low-risk investments and are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits.
Investment Considerations
Before investing in any certificate of deposit, consider:
- Minimum deposit requirements
- Term length and early withdrawal penalties
- Interest rate type (fixed vs. variable)
- Your overall investment portfolio and risk tolerance
This information is for educational purposes only and should not be considered as financial advice. Please consult with a qualified financial advisor before making investment decisions.
Current Market Rates
For the most up-to-date rates from all major banks, visit Fixed Income Monitor.
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Last updated: 2025-08-30 21:58:19 UTC